wfr 2019
RAPPORT
INNOVATION

World FinTech Report 2019

The World FinTech Report 2019 from Capgemini Group and Efma explores how the future is moving to a shared marketplace where banks must think beyond open banking and transition to an impending phase we call Open X.

The World FinTech Report (WFTR) 2019, published today by Capgemini and Efma, indicates that even though Open Banking has yet to reach maturity, the financial services industry is entering a new phase of innovation – referred to as “Open X” – that will require deeper collaboration and specialization. The report advocates that banks and other financial services ecosystem players must begin to plan accordingly and evolve their business models.

The WFTR 2019 identifies a dual challenge: FinTechs are struggling to scale their operations and banks are stalling on FinTech collaboration. As a result, industry players are looking to leapfrog beyond Open Banking towards Open X, which is a more effective, structured form of collaboration, facilitated by Application Program Interface (API) standardization and shared insights from customer data. The era of Open X will create an integrated marketplace, with specialized roles for each player that will enable a seamless exchange of data and services, improving customer experience, and expediting product innovation.

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For the full findings, case studies, and advice get your copy of the report by filling in the form below: 

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KONTAKT
  • Therese Sinter
    Therese Sinter
    Kommunikations- och marknadsdirektör, Sogeti Skandinavien
    +46 70 361 46 21